Auto tort question

Auto tort question

erinp_dmb@hotmail.com (Erin)	8/14/2004 6:43:27 PM
I have a question that I hope someone can help me with... Brief history: In May, I loan my boyfriend my car (2003 VW Jetta). It is stolen, he files a police report and we wait. Two days later the thief/thieves wreck it into a used-car lot and hits four cars there. The next day I stop at the used-car lot to collect my belongings and have a pleasant conversation with the owner. He tells me this is the third time this has happened and he does not have insurance. The police in my town are awful to work with and no one is ever caught. Fast forward to today (8/14)...I get a summons from the owner of the used-car lot seeking a mediation in this case because my car damaged 5 of his cars. I am being sued for negligence because my boyfriend was the last known driver (before it was stolen) of the car. Basically I'm asking how I should approach this. The car was stolen. Everything that happened after that point was out of my control. Would this even hold up in court? Please help a scared gal! Thanks. You can either email me directly or post a reply.



.-=+ArcaMan+=-.	8/15/2004 12:08:25 AM
On 14 Aug 2004 18:43:27 -0700, erinp_dmb@hotmail.com (Erin) wrote: I have a question that I hope someone can help me with... Brief history: In May, I loan my boyfriend my car (2003 VW Jetta). It is stolen, he files a police report and we wait. Two days later the thief/thieves wreck it into a used-car lot and hits four cars there. The next day I stop at the used-car lot to collect my belongings and have a pleasant conversation with the owner. He tells me this is the third time this has happened and he does not have insurance. The police in my town are awful to work with and no one is ever caught. Fast forward to today (8/14)...I get a summons from the owner of the used-car lot seeking a mediation in this case because my car damaged 5 of his cars. I am being sued for negligence because my boyfriend was the last known driver (before it was stolen) of the car. Basically I'm asking how I should approach this. The car was stolen. Everything that happened after that point was out of my control. Would this even hold up in court? Please help a scared gal! Thanks. You can either email me directly or post a reply. they need to sue your ins comp not you.



Christopher Green	8/15/2004 6:40:27 AM
On 14 Aug 2004 18:43:27 -0700, erinp_dmb@hotmail.com (Erin) wrote: I have a question that I hope someone can help me with... Brief history: In May, I loan my boyfriend my car (2003 VW Jetta). It is stolen, he files a police report and we wait. Two days later the thief/thieves wreck it into a used-car lot and hits four cars there.... The car was stolen. Everything that happened after that point was out of my control. Would this even hold up in court? Contact your insurance company, They should have a duty to defend you; that's one of the things you pay insurance premiums for. On the other hand, if you don't let them defend you, they may also refuse to pay for any damages the owner wins from you. Even if the lot owner's claim is as without merit as it sounds, it is conceivable that you will lose if you do not defend it properly. Your insurance company should provide lawyers who know how to defend and when to settle. -- Not a lawyer, Chris Green



"Jade"	8/15/2004 8:48:13 PM
Where are you located? Based upon that scenario, it shouldn't. Is your name on the police report too? I sure hope so. You should contact your insurance company ASAP. They should refer the case to an attorney. "Erin" <erinp_dmb@hotmail.com> wrote in message news:638ed2f.0408141743.6ad19420@posting.google.com... I have a question that I hope someone can help me with... Brief history: In May, I loan my boyfriend my car (2003 VW Jetta). It is stolen, he files a police report and we wait. Two days later the thief/thieves wreck it into a used-car lot and hits four cars there. The next day I stop at the used-car lot to collect my belongings and have a pleasant conversation with the owner. He tells me this is the third time this has happened and he does not have insurance. The police in my town are awful to work with and no one is ever caught. Fast forward to today (8/14)...I get a summons from the owner of the used-car lot seeking a mediation in this case because my car damaged 5 of his cars. I am being sued for negligence because my boyfriend was the last known driver (before it was stolen) of the car. Basically I'm asking how I should approach this. The car was stolen. Everything that happened after that point was out of my control. Would this even hold up in court? Please help a scared gal! Thanks. You can either email me directly or post a reply.



erinp_dmb@hotmail.com (Erin)	8/16/2004 7:59:08 AM
"Jade" <NOSPAM@yahoo.com> wrote in message news:<h_PTc.1$xD3.110@news-west.eli.net>... Where are you located? Based upon that scenario, it shouldn't. Is your name on the police report too? I sure hope so. You should contact your insurance company ASAP. They should refer the case to an attorney. Oh yes my name is written all over that police report. In talking with my insurance company first thing this morning, they are assigning me an attorney. They also told me that when this first happened in May, the owner of the car-lot already tried to sue them to no avail. They believe it is an unmeritable claim and most likely will not even have to be mediated. This has happened to this poor sap's car lot three times and back in May he told me he either can't afford insurance or can not get insurance because of this. Oh well. Now it's just a waiting game.

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