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need help - workers comp tennessee



"Linda"
11/12/2004 5:38:03 PM


workers comp DOL says that it is mandatory for my employer to give me a
choice of three (four if back injury, including chiropractor) phsycians to
choose from if injured on the job. they did not have a list and i have had
to flounder back and forth to get a doctor to see me, while still in pain..
any help here?
linda
 
 
"McGyver"
11/12/2004 3:06:54 PM




"Linda" <lwatkin1@midsouth.rr.com> wrote in message
news:%x6ld.2204$DI5.1407@fe1.columbus.rr.com...

workers comp DOL says that it is mandatory for my employer to give
me a
choice of three (four if back injury, including chiropractor)
phsycians to
choose from if injured on the job. they did not have a list and i
have had
to flounder back and forth to get a doctor to see me, while still in
pain..
any help here?
See a workers comp attorney. The attorney will get you reimbursed for
all expenses, and the settlement will be enough that after the
attorney takes a percentage, you'll still be better off than if you
try to do it on your own.
McGvyer
 
 
"Linda"
11/12/2004 11:04:06 PM


thanks, McGyver, i have a lawyer in mind. i just wanted to give my employer
the benefit of the doubt. being a new company, i am the guinea pig... but
they should have their ducks in a row.. the pain, along with the anguish of
having to find doctors is not fun...
thanks again... linda


"McGyver" <Greyprof@msn.com> wrote in message
news:2vku13F2m9edjU1@uni-berlin.de...



"Linda" <lwatkin1@midsouth.rr.com> wrote in message
news:%x6ld.2204$DI5.1407@fe1.columbus.rr.com...

me a
phsycians to
have had
pain..
See a workers comp attorney. The attorney will get you reimbursed for
all expenses, and the settlement will be enough that after the
attorney takes a percentage, you'll still be better off than if you
try to do it on your own.
McGvyer
 
 
"McGyver"
11/13/2004 2:00:00 AM


Old companies have their ducks misalligned as often as new
companies. Don't blame them. Even if the the company has a well
organized system, it's always better to use a WC attorney than
trust the way the system handles claims by people without
attorneys.
McGyver


"Linda" <lwatkin1@midsouth.rr.com> wrote in message
news:Gjbld.16$aG3.8@fe1.columbus.rr.com...

thanks, McGyver, i have a lawyer in mind. i just wanted to give
my employer
the benefit of the doubt. being a new company, i am the guinea
pig... but
they should have their ducks in a row.. the pain, along with the
anguish of
having to find doctors is not fun...
thanks again... linda


"McGyver" <Greyprof@msn.com> wrote in message
news:2vku13F2m9edjU1@uni-berlin.de...

 
 
"Linda"
11/14/2004 9:04:32 PM


let me ask you another question? what does it do to my company when i hire
a WC attorney? are they liable for anything? or does it just involved the
WC insurance company?
the company i work for is kinda like family to me... and a new company and i
am invested in its growth and potential profits and among other things, i
don't want to hurt my company.
linda
lw


"McGyver" <Greyprof@msn.com> wrote in message
news:2vm4b2F2n6jnlU1@uni-berlin.de...

Old companies have their ducks misalligned as often as new
companies. Don't blame them. Even if the the company has a well
organized system, it's always better to use a WC attorney than
trust the way the system handles claims by people without
attorneys.
McGyver


"Linda" <lwatkin1@midsouth.rr.com> wrote in message
news:Gjbld.16$aG3.8@fe1.columbus.rr.com...

my employer
pig... but
anguish of
 
 
"McGyver"
11/15/2004 8:13:30 AM




"Linda" <lwatkin1@midsouth.rr.com> wrote in message
news:ALPld.149336$5v2.16174@fe2.columbus.rr.com...

let me ask you another question? what does it do to my company
when i hire
a WC attorney? are they liable for anything? or does it just
involved the
WC insurance company?
the company i work for is kinda like family to me... and a new
company and i
am invested in its growth and potential profits and among other
things, i
don't want to hurt my company.
If the Tennessee system is like the California system, the
company's WC insurance rates will be affected by every claim.
It's called an experience rating. So if you get what you deserve
from the system, that could increase the company's WC premiums
slightly. If there are a lot of claims, the increase will be
bigger. If you succeed in getting everything you deserve, without
the aid of an attorney, then the premium impact will be the same
regardless.
If the Tennessee system is like the California system, the
insurance company will pay the attorney's fees. But the
percentage is very small and shouldn't be considered harmful to
the company. The effect of hiring an attorney is to increase the
amount you get. So, another way to say it is: you can benefit the
company by not trying to collect what you deserve under the law.
Some people react negatively if you hire an attorney to make the
system work. They take it as disloyalty, or an attempt to get
more than you deserve. That attitude could cause negative
feelings about you. But those people are wrong, and you shouldn't
cater to their ignorant opinions. Just be prepared to say: "The
WC insurance company has attorneys, and I was not getting anywhere
in trying to get the benefits the law provides for, so I had not
good choice but to hire one on my side." Don't expect that to
influence ignorant people.
McGyver
 
 
"McGyver"
11/15/2004 1:00:27 PM


Here's a first hand story on that last issue.
Years ago, I worked for a manufacturing company. A secretary hurt her
knee at the company picnic, playing softball. WC claim followed.
Medical complications caused multiple surgeries and drove the costs
skyward. She was not getting the treatment paid for fast enough to
keep it coming, so she hired an attorney to help. The eventual cost
to the WC carrier was a lot, and was inevitably going to continue for
years. And there was a lot of pain to be paid for. There were some
snide remarks made by management people about how she was milking the
system for all it was worth, and about how WC premiums would be
affected by her greed, and about how softball should be her own risk.
Eventually, all thoughts of that sort blew over. She was popular with
management before the accident, and regained all of her popularity
with no special effort. It simply blew over as people realized that
she was doing nothing more than getting what the law provided for.
You may have a similar experience, reputation-wise.
McGyver


"McGyver" <Greyprof@msn.com> wrote in message
news:2vs2vhF2l0sl2U1@uni-berlin.de...



"Linda" <lwatkin1@midsouth.rr.com> wrote in message
news:ALPld.149336$5v2.16174@fe2.columbus.rr.com...

when i hire
involved the
company and i
things, i
If the Tennessee system is like the California system, the
company's WC insurance rates will be affected by every claim.
It's called an experience rating. So if you get what you deserve
from the system, that could increase the company's WC premiums
slightly. If there are a lot of claims, the increase will be
bigger. If you succeed in getting everything you deserve, without
the aid of an attorney, then the premium impact will be the same
regardless.
If the Tennessee system is like the California system, the
insurance company will pay the attorney's fees. But the
percentage is very small and shouldn't be considered harmful to
the company. The effect of hiring an attorney is to increase the
amount you get. So, another way to say it is: you can benefit the
company by not trying to collect what you deserve under the law.
Some people react negatively if you hire an attorney to make the
system work. They take it as disloyalty, or an attempt to get
more than you deserve. That attitude could cause negative
feelings about you. But those people are wrong, and you shouldn't
cater to their ignorant opinions. Just be prepared to say: "The
WC insurance company has attorneys, and I was not getting anywhere
in trying to get the benefits the law provides for, so I had not
good choice but to hire one on my side." Don't expect that to
influence ignorant people.
McGyver
 
 
"Linda"
11/16/2004 3:03:00 PM


i do have a good rep at work. they like me, they know i work hard. they
know i go above and beyond... i have an appt. with pain spec. on 12/6/04.
and i will try to relay to them what happened, and what caused the problems,
and why the previous diagnosis was incorrect. and then if that does not
help then i wil hire an attorney. the problem started with my pain being so
great after lifting 45lbs at least 32 times each day for five weeks and
finally my body just gave out. my hands hurt, fingers hurt, neck,
shoulders, back, knees (from proper lifting techniques), feet, everything
hurt.. and i went to my PCP and in excrutiating pain, i cried telling him
everything i did.. he presumed that since i was crying, i was depressed..
well, excrutiating pain does cause some depression. so his diagnosis was
that i should not return to work until i see a psychiatrist to treat the
depression.. so do you know how hard it is to get in to see a psychiatrist
on short notice? well, i finally found one and relayed my experience to
her, and she referred me to a pain spec. before that, i thougth i could get
to my ortho doc and tell him that the work i was doing had aggravated my
neck injury (he performed disk fusion 6 years earlier and i thougth it had
damaged my already at risk other discs)... well, he refused to even look at
me, no x-rays, nothing.. told me to quit work and adapt to the pain. was
very beligerent!! and as a result of the previous diagnosis of depression, i
was turned down with WC. my company should have but didn't have three docs
for me to choose from, so in my excrutiating pain (i am still experiencing,
however, being off work has helped reduce the pain -kinda eliminates the
depression part, don't you think)... and i had to find my own doc. my
company is new, not aware of the job i do, even though they need me and my
expertise...i have tried to educate them about the ergonomic difficulites
associated with my duties, and even sent the WC a copy of the same...
however, nothing..
any depression i have is not creating my pain, my pain caused by my lifting
continuously, is causing my depression. can't get any doc to separate the
two...
anyway, that is more than you wanted to kn ow.. and if i have not written
this very well, or if my lack of capitalization makes you think less of me
(i have been criticized in the past for the same) please read the context of
my message and let me know what you think?... the pain is making me not
think clearly...
(not any depression)...
your help is incredible...
linda


"McGyver" <Greyprof@msn.com> wrote in message
news:2vsjp1F2n43l3U1@uni-berlin.de...

Here's a first hand story on that last issue.
Years ago, I worked for a manufacturing company. A secretary hurt her
knee at the company picnic, playing softball. WC claim followed.
Medical complications caused multiple surgeries and drove the costs
skyward. She was not getting the treatment paid for fast enough to
keep it coming, so she hired an attorney to help. The eventual cost
to the WC carrier was a lot, and was inevitably going to continue for
years. And there was a lot of pain to be paid for. There were some
snide remarks made by management people about how she was milking the
system for all it was worth, and about how WC premiums would be
affected by her greed, and about how softball should be her own risk.
Eventually, all thoughts of that sort blew over. She was popular with
management before the accident, and regained all of her popularity
with no special effort. It simply blew over as people realized that
she was doing nothing more than getting what the law provided for.
You may have a similar experience, reputation-wise.
McGyver


"McGyver" <Greyprof@msn.com> wrote in message
news:2vs2vhF2l0sl2U1@uni-berlin.de...

 
 
"McGyver"
11/17/2004 10:24:20 AM




"Linda" <lwatkin1@midsouth.rr.com> wrote in message
news:EEomd.374$6l5.107@fe1.columbus.rr.com...

i do have a good rep at work. they like me, they know i work hard.
they
know i go above and beyond... i have an appt. with pain spec. on
12/6/04.
and i will try to relay to them what happened, and what caused the
problems,
and why the previous diagnosis was incorrect. and then if that does
not
help then i wil hire an attorney. the problem started with my pain
being so
great after lifting 45lbs at least 32 times each day for five weeks
and
finally my body just gave out. my hands hurt, fingers hurt, neck,
shoulders, back, knees (from proper lifting techniques), feet,
everything
hurt.. and i went to my PCP and in excrutiating pain, i cried
telling him
everything i did.. he presumed that since i was crying, i was
depressed..
well, excrutiating pain does cause some depression. so his
diagnosis was
that i should not return to work until i see a psychiatrist to treat
the
depression.. so do you know how hard it is to get in to see a
psychiatrist
on short notice? well, i finally found one and relayed my
experience to
her, and she referred me to a pain spec. before that, i thougth i
could get
to my ortho doc and tell him that the work i was doing had
aggravated my
neck injury (he performed disk fusion 6 years earlier and i thougth
it had
damaged my already at risk other discs)... well, he refused to even
look at
me, no x-rays, nothing.. told me to quit work and adapt to the pain.
was
very beligerent!! and as a result of the previous diagnosis of
depression, i
was turned down with WC. my company should have but didn't have
three docs
for me to choose from, so in my excrutiating pain (i am still
experiencing,
however, being off work has helped reduce the pain -kinda eliminates
the
depression part, don't you think)... and i had to find my own doc.
my
company is new, not aware of the job i do, even though they need me
and my
expertise...i have tried to educate them about the ergonomic
difficulites
associated with my duties, and even sent the WC a copy of the
same...
however, nothing..
any depression i have is not creating my pain, my pain caused by my
lifting
continuously, is causing my depression. can't get any doc to
separate the
two...
anyway, that is more than you wanted to kn ow.. and if i have not
written
this very well, or if my lack of capitalization makes you think less
of me
(i have been criticized in the past for the same) please read the
context of
my message and let me know what you think?... the pain is making me
not
think clearly...
(not any depression)...
your help is incredible...
linda
You are doing everything right except one thing. Hire the attorney
before you go to the pain specialist. First, the attorney should be
in on the decision about this strategy. Second, even if the first
diagnosis had been perfect, and your company and the WC carrier were
being totally cooperative, STILL you would be better of with an
attorney handling the WC case. I think you are looking at the
attorney as an alternate approach to use if you fail in trying to
handle the claim yourself. I'm saying, that there is no "if". Using
the attorney is your first choice, and in your situation will always
result in a better settlement than you would have obtained on your
own.
McGyver
 
 
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