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Someone adding item to credit report with social security number -- possible?



"Ringo Langly"
2/8/2005 9:29:10 PM


Hi all,
I received a letter not too long ago from a former landlord, and it
basically says I owe them $1200 for damages to an apartment I lived in
over 2 years ago. I was in this apartment for 6 months, and the place
was just as clean (if not cleaner) the day I moved out as the day I
moved in. I even did a walk through with the landlord then (no longer
there), and all was good.
Anyway, the letter basically says the carpet was damaged as was the
stove, which is false. I'd be more then happy to attend any court
hearing, but instead of pursuing this they simply say if I don't pay
they'll put it on my credit report.
I reviewed my lease agreement (which surprisingly I still have), and I
left the Social security area blank. I'm VERY picky about giving this
out, and with 2 letters of references from prior landlords the landlord
at the apartment waived the background check.
So.. my question is if they do not have a social security number on me,
can they still put something on my credit? What information is needed
for someone to put a mark on your credit? Like I said, the apartment
complex in on way has my SS#, only my name, date of birth, and prior
addresses.
Just curious. If they do manage to get it on there I will do whatever
is legally possible to get it removed, but I think this is just a
gamble on their end to get money from prior tenents hoping to keep
their credit clean since they never mentioned legal action -- only
putting this on credit report.
Thanks for any advice or suggestions, and take care,
Ringo
 
 
Biwah
2/11/2005 6:16:57 PM


On 9/2/05 2:29 am, in article 47ti019rpu4al5snsveg5cikel4tnr8q9n@4ax.com,
"Ringo Langly" <rlangly@gmail.com> wrote:
I received a letter not too long ago from a former landlord, and it
basically says I owe them $1200 for damages to an apartment I lived in
over 2 years ago.
An honest landlord will have photographic evidence and witnesses. Ask for
it. Make it clear you will litigate, and seek costs, including lawyer's
fees, for a frivolous claim, as well as damages for injury to your credit
rating.
Indeed, you can take the initiative to sue, perhaps in small claims court.
Perhaps you have witnesses and photographs of your own?
 
 
Michael Gula
2/15/2005 3:32:41 PM


Ringo Langly wrote:
Hi all,
I received a letter not too long ago from a former landlord, and it
basically says I owe them $1200 for damages to an apartment I lived in
over 2 years ago.
Which state will allow a landlord to sue a tenant for damages after two
years have passed?
 
 
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