In a recent Washington Post article, "When your identity is their
comodity", they make the point "As the Supreme Court has recognized,
the key to protecting privacy in the modern world is ensuring that
individuals maintain reasonable control over their personal data."
As such, could you trademark, copyright, or do something else to
legally prevent credit bureaus from collecting and reporting your data,
without your consent?
WW
Any time you borrow money or apply for a credit/debit card, you sign an
agreement that allows your credit information to be reported to a credit
agency.