Finding a Bankruptcy in NY

Finding a Bankruptcy in NY

"tito"	3/30/2005 10:36:10 PM
My fiance needs to file bankruptcy asap and I have the following inquiries on navigating the process. Her credit rating is so low that the additional 3 years on her profile history is academic. Her debts total $42k, mostly in credit card bills, and a car dealership: 1)Does she absolutely need to hire a lawyer? If so, is there a relibale low cost legal aid available online. Or is a regular attorney a better option 2)If she files before Bush signs the new Chapter 7 law, does she beat the deadline? My email is no longer valid so please post any replies to the main bulleting board. Thx in advance



"John A. Weeks III"	4/6/2005 10:25:14 PM
In article <grrm41ps1shlocig0vk218ae3gdehdof7n@4ax.com>, "tito" <rbey1@aol.com> wrote: My fiance needs to file bankruptcy asap and I have the following inquiries on navigating the process. Her credit rating is so low that the additional 3 years on her profile history is academic. Her debts total $42k, mostly in credit card bills, and a car dealership: 1)Does she absolutely need to hire a lawyer? If so, is there a relibale low cost legal aid available online. Or is a regular attorney a better option If you needed medical attention, you would hire a doctor. The legal system is just as complex, and it is easy to make an expensive mistake if you don't know what you are doing. As a result, a good attorney will normally save you more in time, hassle, and mistakes than what they will cost. 2)If she files before Bush signs the new Chapter 7 law, does she beat the deadline? Yes--the law is not retroactive, so it will start in some point in the future after it is signed. At this point, I don't think that it has passed both houses of Congress yet, so you still have a bit of time. -john- -- ====================================================================== John A. Weeks III 952-432-2708 john@johnweeks.com Newave Communications http://www.johnweeks.com ======================================================================



Tarkus	4/6/2005 10:25:38 PM
On Wed, 30 Mar 2005 22:36:10 -0500, "tito" <rbey1@aol.com> wrote: My fiance needs to file bankruptcy asap and I have the following inquiries on navigating the process. Her credit rating is so low that the additional 3 years on her profile history is academic. Her debts total $42k, mostly in credit card bills, and a car dealership: 1)Does she absolutely need to hire a lawyer? If so, is there a relibale low cost legal aid available online. Or is a regular attorney a better option No, she doesn't need to hire a lawyer. She can try to do it herself. That being said, I strongly suggest getting an attorney, if only to ensure that all papers are in proper form and submitted timely. Also, be aware that, at least in the Northern District, all filings must be made electronically, in PDF form. 2)If she files before Bush signs the new Chapter 7 law, does she beat the deadline? That, I couldn't tell you. Ask a bankruptcy lawyer. To find one, call your county bar association. My email is no longer valid so please post any replies to the main bulleting board. Thx in advance Tarkus

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