|
As a "house husband" is their any condition under which I could collect
Social Security under my wife's account? She has paid S.S. for 30 years
and is 50 y.o and I have not paid into it for many years, I'm 65. By
myself I am not entitled . not paid in enough $$ to collect.
I am not disabled.
TIA..
--
when you believe the only tool you have is a hammer.
problems tend to look like nails.
|
| |
| |
POW,
As a "house husband" is their any condition under which I could collect
Social Security under my wife's account? She has paid S.S. for 30 years
and is 50 y.o and I have not paid into it for many years, I'm 65. By
myself I am not entitled . not paid in enough $$ to collect.
I am not disabled.
Nope.
Lighthope
Pearls of Wisdom - "I am but too conscious to the fact that we are born
in an age where only the dull are treated seriously, and I live in
terror of not being misunderstood." - Oscar Wilde
--== TIGERS' QUEST - http://www.tigersquest.com
--== THE DOCTOR WHO AUDIO DRAMAS - http://www.dwad.net
--== A CHRISTMAS SPECIAL - http://christmas.dwad.net
|
| |
| |
On Tue, 11 Mar 2008 06:58:07 -0400, " P.O.W."
<georgewspamk@humboldt1.com> wrote:
As a "house husband" is their any condition under which I could collect
Social Security under my wife's account? She has paid S.S. for 30 years
and is 50 y.o and I have not paid into it for many years, I'm 65. By
myself I am not entitled . not paid in enough $$ to collect.
I am not disabled.
TIA..
Yes, you will be entitled to benefits under your wife's account.
However, I think you will have to be patient. As I understand the
rules, a spouse can draw benefits under a benefit recipient's account
but only if the recipient is drawing benefits. Normally, you would be
entitled to 50% of your wife's benefit but I think you will have to
wait at lease until she is 62 (or older) and starts drawing her own
benefits.
Lanny K. Williams, CPA
Nawarat, Williams & Co., Ltd.
Income Tax Services for Expatriate Americans
|
| |
| |
P.O.W. wrote:
As a "house husband" is their any condition under which I could collect
Social Security under my wife's account? She has paid S.S. for 30 years
and is 50 y.o and I have not paid into it for many years, I'm 65. By
myself I am not entitled . not paid in enough $$ to collect.
I am not disabled.
You can always ask the SSA for information. This isn't like they are
your adversary here where you'd be tipping them off to some sort of
legal strategy which will hurt you if you made a query.
That said, you may be able to collect survivor's benefits if she died
and you survived her, but you can't collect retirement on a SS account
until the person whose account it is achieves the various threshold ages.
So you are out of luck but you did get to live with a hot young chick
for all these years so maybe you aren't so much out of luck after all.
-paul
ianal
|
| |
| |
P.O.W. <georgewspamk@humboldt1.com> wrote:
As a "house husband" is their any condition under which
I could collect Social Security under my wife's account?
She has paid S.S. for 30 years and is 50 y.o and I have
not paid into it for many years, I'm 65. By myself I am
not entitled not paid in enough $$ to collect.
I am not disabled.
First I must congratulate you on two counts: shacking up
with a PYT (pretty young thing) for 30 years and having
been a kept man. I too accomplished both, but have only
been a kept man for the last five years. I taught my sons
that when asked "how old is your mother" to answer "I don't
know, but she looks 23."
Where were you from age 18 to 35 that you did not pay SS
taxes? A 20 year old PYT normally can not support a
family so were you not gainfully employed during her early
earning years?
There is a separate newsgroup for Social Security where
you may find help.
Dick
|
| |
| |
Lighthope wrote:
POW,
Nope.
Learn a bit before you speak. A spouse CAN draw on the other's benefits
and get half of what the other would get (unless the spouse would be
able to get more under his or her own benefits.)
Example: Spouse 1 is entitled to $1000/month based on his/her own
earnings. Spouse 2 is entitled to $300/month based on his/her own
earnings. Spouse 2 can draw $500/month based on spouse 1's earnings
instead of only the $300 even if spouse 1 hasn't reached retirement age
yet. It doesn't matter if #1 is the husband OR the wife.
(All of that is affected by the age of the spouse that's retiring, etc.
(i.e. if they retire at 62, they draw less, etc.) as it would be if the
spouse was drawing based on his/her own earnings.)
|
| |
| |
L K Williams wrote:
On Tue, 11 Mar 2008 06:58:07 -0400, " P.O.W."
<georgewspamk@humboldt1.com> wrote:
Yes, you will be entitled to benefits under your wife's account.
However, I think you will have to be patient. As I understand the
rules, a spouse can draw benefits under a benefit recipient's account
but only if the recipient is drawing benefits. Normally, you would be
entitled to 50% of your wife's benefit but I think you will have to
wait at lease until she is 62 (or older) and starts drawing her own
benefits.
Yeah, you're right. I just blasted lighthope for his/her simple "nope"
answer but was forgetting about the ages there ("open mouth, insert
foot" time<sigh>.) Yeah, the spouse would draw based on what the retired
person is drawing (generally half) but since the wife isn't drawing
anything yet, the spouse doesn't get anything (or basically does get
half of nothing.)
|
| |
| |
| Lighthope wrote:
| > POW,
| >
| >> As a "house husband" is their any condition under which I could collect
| >> Social Security under my wife's account? She has paid S.S. for 30 years
| >> and is 50 y.o and I have not paid into it for many years, I'm 65. By
| >> myself I am not entitled . not paid in enough $$ to collect.
| >> I am not disabled.
| >
| > Nope.
|| Learn a bit before you speak. A spouse CAN draw on the other's benefits
| and get half of what the other would get (unless the spouse would be
| able to get more under his or her own benefits.)
|| Example: Spouse 1 is entitled to $1000/month based on his/her own
| earnings. Spouse 2 is entitled to $300/month based on his/her own
| earnings. Spouse 2 can draw $500/month based on spouse 1's earnings
| instead of only the $300 even if spouse 1 hasn't reached retirement age
| yet. It doesn't matter if #1 is the husband OR the wife.
|| (All of that is affected by the age of the spouse that's retiring, etc.
| (i.e. if they retire at 62, they draw less, etc.) as it would be if the
| spouse was drawing based on his/her own earnings.)
Added point for the mix. To my understanding if spouse 1 is drawing SSA
disabilty at any age spouse #2 can/maybe/perhaps draw $500 a month.
Regardless of the amout drawn spouse 2 cannot qualify for medicare until
full retirement age.
|
| |
| |
Mike wrote:
Lighthope wrote:
Learn a bit before you speak. A spouse CAN draw on the other's benefits
and get half of what the other would get (unless the spouse would be
able to get more under his or her own benefits.)
Example: Spouse 1 is entitled to $1000/month based on his/her own
earnings. Spouse 2 is entitled to $300/month based on his/her own
earnings. Spouse 2 can draw $500/month based on spouse 1's earnings
instead of only the $300 even if spouse 1 hasn't reached retirement age
yet. It doesn't matter if #1 is the husband OR the wife.
(All of that is affected by the age of the spouse that's retiring, etc.
(i.e. if they retire at 62, they draw less, etc.) as it would be if the
spouse was drawing based on his/her own earnings.)
I realized my mistake and corrected myself in another message already.
Lighthope was correct in that the wife has to be retired before the
husband can draw on her benefits but I was thinking that whe he said
"nope", he meant "nope, only a wife can draw on her husband" or "nope,
you can't draw on a spouse at all."
Basically, one spouse CAN draw half of what the other spouse is
currently drawing (no matter what sex either is) but, in this case the
wife is currently drawing $0 so the husband would be able to draw half
of that, which is $0.
(That's the problem with single-word answers. If Lighthope had said WHY
he/she was saying "nope" I wouldn't have responded in the way I did. I
do admit I did open my mouth and inserted foot, though.)
|
| |
| |
|
