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SHOULD I SETTLE?



aha09@yahoo.com (aha09)
2/29/2004 6:36:42 PM


in november i received a letter from a collection agency asking for
$600 dollars. in december, i requested a validation of the debt. in
january, they sent me a copy of the credit agreement.
as of the end of february, they sent me a couple of my monthly bills
from the original creditor. these are not all the monthly bills.
oh yeah, i forgot to mention, the collection agency sent me another
letter in january raising the amount wanted from $600 to $1200
dollars.
well, i looked at the couple of statements. the first statement
showed a previous balance of $600. the last statement showed a final
balance of $800 dollars.
i'm thinking that they want to charge interest and other fees.
i'm thinking that i will send a letter to the collection agency
offering to pay $800 dollars, but only if they take it off my credit
report.
any ideas?
 
 
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