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in november i received a letter from a collection agency asking for $600 dollars. in december, i requested a validation of the debt. in january, they sent me a copy of the credit agreement. as of the end of february, they sent me a couple of my monthly bills from the original creditor. these are not all the monthly bills. oh yeah, i forgot to mention, the collection agency sent me another letter in january raising the amount wanted from $600 to $1200 dollars. well, i looked at the couple of statements. the first statement showed a previous balance of $600. the last statement showed a final balance of $800 dollars. i'm thinking that they want to charge interest and other fees. i'm thinking that i will send a letter to the collection agency offering to pay $800 dollars, but only if they take it off my credit report. any ideas?
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