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My twin (same gender) I have *only* one alphabet difference in our
names - the first letter of our first names.
I moved to a city mid last summer that my twin had been living for
almost 3 years since she got to US. In fact I moved to the property
which my family bought in her name about a year ago. Water and sewage
bill are in her name; other bills to this placehave never been in her
name. She never lived here but I am not officially renting this place
though)
I recently became concerned that both of us having the same biological
surname which we use as our last names as well as having same
birthdates might cause problems down the road with regard to credit
cards, and other financial matters.
Should I not be worried about it based on these two facts?
This past week, I have noticed that credit card offers in her name
started arriving to my address, the address where she *never* lived
but has the ownership.
My twin is not detail oriented like I am and in fact, do not have good
English skill, and I feel that to minimize any potential disaster, I
should change my last name officially though I would prefer to keep my
surname. So I think of changing to something like adding a couple of
alphabets to my surname that would still preserve the meaning.
BTW, it seems that, *recently*, cerdit cards offer to her are arriving
to the address where she is living.
I am thinking that all of a sudden, recently, she is getting these
offers because of my cerdit history since she has not worked in US
(only hlep family business and not offically on the payroll) since she
got here. She does have credit cards in her name but not as the
primary account holder.
What would I need to do to chnage my surname by addign a couple of
alphabets?
After changing it on the US side, I can contact my Embassy and request
to add on my passport showing Driver's License.
Should I bother changing at all? Keep in mind that my twin is not
organized and detail oriented and have poor English, i.e she doesn't
read things carefully. So, I'd rather be safe than sorry.
If I were to change the last name, would it be bettwer I do it at time
of Greencard application that is coming up in less than year or should
I do it ASAP. I don't want too much work in chaning the name and hence
if it would easier to do it at times of greencard application, I would
wait.
BTW, I plan to get a private mail box (not from post office).
Any guidance and suggestion would greatly be appreciated.
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Amanda wrote:
My twin (same gender) I have *only* one alphabet difference in our
names - the first letter of our first names.
I moved to a city mid last summer that my twin had been living for
almost 3 years since she got to US. In fact I moved to the property
which my family bought in her name about a year ago. Water and sewage
bill are in her name; other bills to this placehave never been in her
name. She never lived here but I am not officially renting this place
though)
I recently became concerned that both of us having the same biological
surname which we use as our last names as well as having same
birthdates might cause problems down the road with regard to credit
cards, and other financial matters.
Should I not be worried about it based on these two facts?
No, as long as you have different social security numbers.
This past week, I have noticed that credit card offers in her name
started arriving to my address, the address where she *never* lived
but has the ownership.
Yes, that is how they got her name, from the ownership records.
My twin is not detail oriented like I am and in fact, do not have good
English skill, and I feel that to minimize any potential disaster, I
should change my last name officially though I would prefer to keep my
surname.
Your last name is your surname ... in the U$A anyway.
So I think of changing to something like adding a couple of
alphabets to my surname that would still preserve the meaning.
Don't bother.
BTW, it seems that, *recently*, cerdit cards offer to her are arriving
to the address where she is living.
Yes, of course.
I am thinking that all of a sudden, recently, she is getting these
offers because of my cerdit history
Nope, nearly EVERY person in the U$A, and some dogs and cats,
even get these "offers".
since she has not worked in US
(only hlep family business and not offically on the payroll) since she
got here. She does have credit cards in her name but not as the
primary account holder.
What would I need to do to chnage my surname by addign a couple of
alphabets?
Won't make any difference.
After changing it on the US side, I can contact my Embassy and request
to add on my passport showing Driver's License.
Should I bother changing at all? Keep in mind that my twin is not
organized and detail oriented and have poor English, i.e she doesn't
read things carefully. So, I'd rather be safe than sorry.
Then change your name completely, not just a few letters.
If I were to change the last name, would it be bettwer I do it at time
of Greencard application that is coming up in less than year or should
I do it ASAP. I don't want too much work in chaning the name and hence
if it would easier to do it at times of greencard application, I would
wait.
You shouldn't do anything to disturb your greencard application.
BTW, I plan to get a private mail box (not from post office).
Any guidance and suggestion would greatly be appreciated.
Relax.
--
"The most important thing is for us to find Osama bin Laden. It is our
number one priority and we will not rest until we find him."
~ George Bush Jr. 2001-09-13
"I don't know where he (bin Laden) is. I have no idea and I really
don't care. It's not that important. It's not our priority."
~ George Bush Jr. 2002-03-13
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In article <ffgb80la9b2s5eh3j5mdn96blp6dstj7v2@4ax.com>, Amanda
<amanda992004@yahoo.com> wrote:
My twin (same gender) I have *only* one alphabet difference in our
names - the first letter of our first names.
This past week, I have noticed that credit card offers in her name
started arriving to my address, the address where she *never* lived
but has the ownership.
There is nothing to worry about. The fact that any of your household
bills are in your sister's name means that she was put on a mailing
list that was sold to the credit card companies. It doesn't mean
anything else. The credit card companies have no idea who lives
where until after you fill out an application.
I am thinking that all of a sudden, recently, she is getting these
offers because of my cerdit history since she has not worked in US
(only hlep family business and not offically on the payroll) since she
got here. She does have credit cards in her name but not as the
primary account holder.
Again, not likely. Credit files are keyed by Social Security
Number. The most likely reason that she got these offers if that
one of the companies that she pays a monthly bill to has sold
her name and address as part of a mailing list.
BTW, I plan to get a private mail box (not from post office).
This likely will not do much in the credit and bill department.
Companies like the phone company and gas company are going to
want your physical address, and you will still be connected to
the physical address on these mailing lists. The net effect
is that you will likely get twice as many similar offers, one
at each address.
Even if you have an unusual name, there are going to be dozens
or hundreds of people with the same name across the USA. The
key is to make sure that your social security number is accurate
on any paperwork that is related to credit. Then, every few
years, check your credit files to make sure that there has been
no confusion or mistakes.
-john-
--
====================================================================
John A. Weeks III 952-432-2708 john@johnweeks.com
Newave Communications http://www.johnweeks.com
====================================================================
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Excellent advice. Even in spite of diffrent social security numbers,
you might want to keep in mind that if you share the same doctor or
service that often medical records get mixed up as to ailments in
documenting. They know who you are but the clerk puts the note in the
wrong file or chart. This is made worse if the letter difference is
B/V, M/N S/F, of course!
=
=3D> Vox Populi =A9 wrote:
=
Amanda wrote:
=
No, as long as you have different social security numbers.
=
This past week, I have noticed that credit card offers in her name
started arriving to my address, the address where she *never* lived
but has the ownership.
=
Yes, that is how they got her name, from the ownership records.
=
My twin is not detail oriented like I am and in fact, do not have goo=
d English skill, and I feel that to minimize any potential disaster, I
should change my last name officially though I would prefer to keep m=
y surname.
=
Your last name is your surname ... in the U$A anyway.
=
So I think of changing to something like adding a couple of
alphabets to my surname that would still preserve the meaning.
=
Don't bother.
=
BTW, it seems that, *recently*, cerdit cards offer to her are arrivin=
g to the address where she is living.
=
Yes, of course.
=
I am thinking that all of a sudden, recently, she is getting these
offers because of my cerdit history
=
Nope, nearly EVERY person in the U$A, and some dogs and cats,
even get these "offers".
=
since she has not worked in US
(only hlep family business and not offically on the payroll) since sh=
e got here. She does have credit cards in her name but not as the
primary account holder.
What would I need to do to chnage my surname by addign a couple of
alphabets?
=
Won't make any difference.
=
After changing it on the US side, I can contact my Embassy and reques=
t to add on my passport showing Driver's License.
Should I bother changing at all? Keep in mind that my twin is not
organized and detail oriented and have poor English, i.e she doesn't
read things carefully. So, I'd rather be safe than sorry.
=
Then change your name completely, not just a few letters.
=
If I were to change the last name, would it be bettwer I do it at tim=
e of Greencard application that is coming up in less than year or shoul=
d I do it ASAP. I don't want too much work in chaning the name and henc=
e if it would easier to do it at times of greencard application, I woul=
d wait.
=
You shouldn't do anything to disturb your greencard application.
=
BTW, I plan to get a private mail box (not from post office).
Any guidance and suggestion would greatly be appreciated.
=
Relax.
=
--
"The most important thing is for us to find Osama bin Laden. It is our
number one priority and we will not rest until we find him."
~ George Bush Jr. 2001-09-13
=
"I don't know where he (bin Laden) is. I have no idea and I really
don't care. It's not that important. It's not our priority."
~ George Bush Jr. 2002-03-13
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