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Employer pulling credit report



jodyenglish@yahoo.com (JE)
4/21/2004 11:06:15 AM


Can an employer pull you're credit report if you have not signed a
consent form? Can I take any legal action if they did so without
consent? This is a company I no longer work for. Thanks!
 
 
Bob Stock
4/22/2004 12:23:57 AM


On 21 Apr 2004 11:06:15 -0700, jodyenglish@yahoo.com (JE) wrote:
Can an employer pull you're credit report if you have not signed a
consent form? Can I take any legal action if they did so without
consent? This is a company I no longer work for. Thanks!
"Employers can request standard consumer credit reports or
investigative consumer reports (ICRs) on their employees. Employers
request the reports for hiring, promotion, reassignment, or retention
decisions. In doing so, the employer must certify to the CRA that it
will comply with the FCRA. The employer must also gain the
individual's written consent before obtaining the report."
http://www.epic.org/privacy/fcra/
"Q. Can my employer get my report?
A. Only if you say it's okay. A CRA may not supply information about
you to your employer, or to a prospective employer, without your
consent."
"Q. Do I have the right to sue for damages?
A. You may sue a CRA, a user or - in some cases - a provider of CRA
data, in state or federal court for most violations of the FCRA. If
you win, the defendant will have to pay damages and reimburse you for
attorney fees to the extent ordered by the court."
http://www.ftc.gov/bcp/conline/pubs/credit/fcra.htm
------------------------------
Bob Stock, California Attorney
Nothing I've said should be relied on as legal advice.
------------------------------
 
 
jtnospam@yahoo.com (jitney)
4/21/2004 6:35:05 PM


This is one of the most disturbing trends in hiring practices today.
People who have been the victims of great misfortune, those in most
need of a job, are rejected on the basis of a credit report that has
nothing to do with their ability to perform. Thus they are blacklisted
into even greater poverty.-Jitney
 
 
jodyenglish@yahoo.com (JE)
4/21/2004 11:05:32 PM


jtnospam@yahoo.com (jitney) wrote in message news:<b8002be7.0404211735.5f30bc05@posting.google.com>...
This is one of the most disturbing trends in hiring practices today.
People who have been the victims of great misfortune, those in most
need of a job, are rejected on the basis of a credit report that has
nothing to do with their ability to perform. Thus they are blacklisted
into even greater poverty.-Jitney
I agree.........whats next? Medical records? Why not? I was shocked
the first time I applied for a job and was asked to give consent to a
credit check. the job in point I had applied for and I'm about 99%
certain I did not sign consent to pull my credit. I was called in for
a second interview and was astounded when the interviewer mentioned my
credit report and was holding it in his hand. I wanted the job, so of
course I said nothing. I got the job but after working one week 10.5
hrs per day and taking one 30 min lunch I was called a lazy ass by the
guy who hired me. I decided I could not work for someone like that and
quit. But I'm still upset that my credit was pulled without consent.
 
 
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