|
My son purchased a vehicle through a credit company called Credit
Acceptance Corporation. Apparently there he is having some sort of
issue with the Credit Company, and they have been calling my home for
weeks now. I relayed messages to him, and he has not apparently
contacted them.
In any case, he and his wife moved away leaving no phone number or
contact address, and I have told Credit Acceptance Corporation he no
longer lives here and that I have no contact information for him.
They will not stop calling.
Finally, tonight, I told the representative that if the phone calls
did not cease, that I would take legal action against them. She told
me that because he had given my phone number as a contact number, that
they would not stop calling my house until my son instructed them not
to do so.
They are HARASSING ME FOR MY SON'S DEBT, and I cannot get them to
stop.
I even called up their 800 number, and they said that they will not
stop calling. When I asked to speak to a supervisor, they said that
there were none there.
HELP!!!!
|
| |
| |
I believe according to the Fair Debt Collections act it's illegal for a
collection company to talk to anyone other than the debtor unless he
specifically tells them they can. Get him to write a letter to them stating
they can no longer call your number.
--
Falky
San Diego, Calif.
----------------
Disclaimer: This has been the opinion of a law student, not a lawyer.
Author advises each reader to get the opinion of a legal professional.
This post is not intended to be legal advice.
My son purchased a vehicle through a credit company called Credit
Acceptance Corporation. Apparently there he is having some sort of
issue with the Credit Company, and they have been calling my home for
weeks now. I relayed messages to him, and he has not apparently
contacted them.
In any case, he and his wife moved away leaving no phone number or
contact address, and I have told Credit Acceptance Corporation he no
longer lives here and that I have no contact information for him.
They will not stop calling.
Finally, tonight, I told the representative that if the phone calls
did not cease, that I would take legal action against them. She told
me that because he had given my phone number as a contact number, that
they would not stop calling my house until my son instructed them not
to do so.
They are HARASSING ME FOR MY SON'S DEBT, and I cannot get them to
stop.
I even called up their 800 number, and they said that they will not
stop calling. When I asked to speak to a supervisor, they said that
there were none there.
HELP!!!!
|
| |
| |
Unfortunately, the company doing this is the Creditor, itself, and not
a collection company, and therefore not covered under the Fair Debt
Collections Act.
On Sat, 11 Sep 2004 01:27:46 GMT, "Falky foo"
<falkyfoo@bonksbcglobal.net> wrote:
I believe according to the Fair Debt Collections act it's illegal for a
collection company to talk to anyone other than the debtor unless he
specifically tells them they can. Get him to write a letter to them stating
they can no longer call your number.
--
Falky
San Diego, Calif.
----------------
Disclaimer: This has been the opinion of a law student, not a lawyer.
Author advises each reader to get the opinion of a legal professional.
This post is not intended to be legal advice.
|
| |
| |
Doesn't the creditor become a "debt collector" once it begins to collect the
debt?
--
Falky
San Diego, Calif.
----------------
Disclaimer: This has been the opinion of a law student, not a lawyer.
Author advises each reader to get the opinion of a legal professional.
This post is not intended to be legal advice.
Unfortunately, the company doing this is the Creditor, itself, and not
a collection company, and therefore not covered under the Fair Debt
Collections Act.
On Sat, 11 Sep 2004 01:27:46 GMT, "Falky foo"
<falkyfoo@bonksbcglobal.net> wrote:
|
| |
| |
Unfornately not. The Federal Laws only protect people from unfair
tactics by "third party collectors", not the original creitors,
themselves.
They may act like debt collectors, but the FTC has no specific
authority over them.
On Sat, 11 Sep 2004 03:06:36 GMT, "Falky foo"
<falkyfoo@bonksbcglobal.net> wrote:
Doesn't the creditor become a "debt collector" once it begins to collect the
debt?
|
| |
| |
On Fri, 10 Sep 2004 21:23:01 -0400, ginsengprod@yahoo.com wrote:
My son purchased a vehicle through a credit company called Credit
Acceptance Corporation. Apparently there he is having some sort of
issue with the Credit Company, and they have been calling my home for
weeks now. I relayed messages to him, and he has not apparently
contacted them.
In any case, he and his wife moved away leaving no phone number or
contact address, and I have told Credit Acceptance Corporation he no
longer lives here and that I have no contact information for him.
They will not stop calling.
Finally, tonight, I told the representative that if the phone calls
did not cease, that I would take legal action against them. She told
me that because he had given my phone number as a contact number, that
they would not stop calling my house until my son instructed them not
to do so.
They are HARASSING ME FOR MY SON'S DEBT, and I cannot get them to
stop.
I even called up their 800 number, and they said that they will not
stop calling. When I asked to speak to a supervisor, they said that
there were none there.
HELP!!!!
According to the law, you MUST tell them EXACTLY these words.
"""ADD ME TO YOUR DO NOT CALL LIST"""
In your case, I would tell them that tbey have the wrong number, and
then say what I typed above.
I know that it is LAW that if you tell someone to ADD ME TO YOUR DO
NOT CALL LIST, they MUST not call you again, or they are liable for
prosecution. I used to work for a marketing firm, and I know this for
fact. If they DO call you after you tell them ADD ME TO YOUR DO NOT
CALL LIST, you need to contact the National Do Not Call Registry.
They have a website, but I can not recall their URL. Maybe someone
else can post that.
|
| |
| |
ginsengprod@yahoo.com wrote in message news:<ejk4k0lvorn2i8f2clnik84i3klrq58pcf@4ax.com>...
They are HARASSING ME FOR MY SON'S DEBT, and I cannot get them to
stop.
I even called up their 800 number, and they said that they will not
stop calling. When I asked to speak to a supervisor, they said that
there were none there.
HELP!!!!
Try this. Get a police or refereee whistle. Whenever they call, tell
them: after the count of 3 I am going to blow a very loud whistle into
the phone. Count backwards from 3, and then blow it and keep blowing
it, then hang up. Do this every time they call. After awhile they will
stop calling.
Or this:
Get caller ID and every time it's them just pick the phone up and
immediately hang up. After awhile they'll give up.
Or this: contact the attorney general of your state and report them,
and ask what can be done.
|
| |
| |
ginsengprod@yahoo.com wrote in message news:<ejk4k0lvorn2i8f2clnik84i3klrq58pcf@4ax.com>...
My son purchased a vehicle through a credit company called Credit
Acceptance Corporation. Apparently there he is having some sort of
issue with the Credit Company, and they have been calling my home for
weeks now. I relayed messages to him, and he has not apparently
contacted them.
In any case, he and his wife moved away leaving no phone number or
contact address, and I have told Credit Acceptance Corporation he no
longer lives here and that I have no contact information for him.
They will not stop calling.
Finally, tonight, I told the representative that if the phone calls
did not cease, that I would take legal action against them. She told
me that because he had given my phone number as a contact number, that
they would not stop calling my house until my son instructed them not
to do so.
They are HARASSING ME FOR MY SON'S DEBT, and I cannot get them to
stop.
I even called up their 800 number, and they said that they will not
stop calling. When I asked to speak to a supervisor, they said that
there were none there.
HELP!!!!
Sue their asses in small claims court for intentional infliction of
emotional distress, invasion of privacy, and general harassment. Be
reasonable in what you ask for damages, but ask the judge to award you
punitive damages on top of compensatory damages.
|
| |
| |
I'm curious though.. I wonder if the people calling him, 'credit acceptance
corp' is actually a 3rd party collection outfit. I know of one, 'asset
acceptance corp' that's a 3rd party. Maybe the debt's already been sold.
Unfornately not. The Federal Laws only protect people from unfair
tactics by "third party collectors", not the original creitors,
themselves.
They may act like debt collectors, but the FTC has no specific
authority over them.
On Sat, 11 Sep 2004 03:06:36 GMT, "Falky foo"
<falkyfoo@bonksbcglobal.net> wrote:
|
| |
| |
On 11 Sep 2004 15:10:19 -0700, nunyerbidnez@netscape.net (Mr. Jimi)
wrote:
ginsengprod@yahoo.com wrote in message news:<ejk4k0lvorn2i8f2clnik84i3klrq58pcf@4ax.com>...
Try this. Get a police or refereee whistle. Whenever they call, tell
them: after the count of 3 I am going to blow a very loud whistle into
the phone. Count backwards from 3, and then blow it and keep blowing
it, then hang up. Do this every time they call. After awhile they will
stop calling.
Or this:
Get caller ID and every time it's them just pick the phone up and
immediately hang up. After awhile they'll give up.
Or this: contact the attorney general of your state and report them,
and ask what can be done.
OR
Hire a terrorist to blow up their offices..........
For a list of known terrorists, and their addresses, contact President
George W. Bush. He has all that info.
|
| |
| |
It might help if you send a certified letter to a rep of the collection agency
notifying them that your son moved and left no forwarding address. Continued
attempts at calling will result in harrassment. If you had no participation in
this debt, they can't call to harass you!
|
| |
| |
seeker28@UNLISTED.com wrote in news:htq4k05us7pjaaq1t4tku9d16os618hcq9@
4ax.com:
On Fri, 10 Sep 2004 21:23:01 -0400, ginsengprod@yahoo.com wrote:
According to the law, you MUST tell them EXACTLY these words.
"""ADD ME TO YOUR DO NOT CALL LIST"""
In your case, I would tell them that tbey have the wrong number, and
then say what I typed above.
I know that it is LAW that if you tell someone to ADD ME TO YOUR DO
NOT CALL LIST, they MUST not call you again, or they are liable for
prosecution. I used to work for a marketing firm, and I know this for
fact. If they DO call you after you tell them ADD ME TO YOUR DO NOT
CALL LIST, you need to contact the National Do Not Call Registry.
They have a website, but I can not recall their URL. Maybe someone
else can post that.
DNC list laws specefically exempt companies with which you have a busines
relationship, which is,I'm sure, what this company will claim. Perhaps
the best thing to do is notify the police and phone company that you're
being harassed, and ask for their help. Also, you can see if your phone
service has the "call blocking" feature, which allows you to block
specific phone numbers from ringing through.
|
| |
| |
I've had this problem before. Get a recording of nursery rhimes, farm
animal noises, musak, or any mindless B.S. you can think of. When they
call, tell them, "I've told you he's not here, and I don't know where
to find him. So here's some free entertainment." Then play the
recording, set the phone on the speaker, and walk away. Come back
after a few minutes and hang it up. Time is money, and sooner or later
they will give up.
They are hoping that he is there and you are screening their calls
for your son, and that you will get so tired of their harassment that
you will tell your son to deal with them or else. Many people lie
about these things so they won't believe you. So "fight fire with
fire," and play that noise they don't want to hear. If they call back,
repeat as necessary.-Jitney
|
| |
| |
On Sun, 12 Sep 2004 06:57:17 -0500, "David W." <usenet@walc.com.pluto>
wrote:
seeker28@UNLISTED.com wrote in news:htq4k05us7pjaaq1t4tku9d16os618hcq9@
4ax.com:
DNC list laws specefically exempt companies with which you have a busines
relationship, which is,I'm sure, what this company will claim. Perhaps
the best thing to do is notify the police and phone company that you're
being harassed, and ask for their help. Also, you can see if your phone
service has the "call blocking" feature, which allows you to block
specific phone numbers from ringing through.
You are correct. I forgot about that exception.
However, I believe that is you tell them ADD ME TO YOUR DO NOT
CALL LIST. they must still honor your request, regardless who they
are. You just cant get assistance from the DNC program. Also, for
the OP, this is YOUR phone, and YOU are in charge of who calls. There
are other legal means to stop HARASSMENT calls. Remember the key word
is "harassment". If you were the person who is the debtor, there may
be legal means by which these companies can continue to harass you,
but if the party who owns the debt does not live at your address, then
these are simply harassment calls. Even if the person did live at
your address in the past, they no longer live there, and you MUST be
sure to specifically state that they have a WRONG NUMBER, then tell
them the magic words above.
If I were you, I'd tell them this.
YOU HAVE A WRONG NUMBER
THERE IS NO SUCH PERSON AT THIS NUMBER
ADD THIS NUMBER TO YOUR DO NOT CALL LIST
If they start giving you crap about so and so owes money, etc.
REPEAT
YOU HAVE A WRONG NUMBER
THERE IS NO SUCH PERSON AT THIS NUMBER
ADD THIS NUMBER TO YOUR DO NOT CALL LIST
Then state
"IF YOU CALL THIS NUMBER AGAIN, I WILL PROSECUTE".
Then hang up........
|
| |
| |
My son purchased a vehicle through a credit company called Credit
Acceptance Corporation. Apparently there he is having some sort of
issue with the Credit Company, and they have been calling my home for
weeks now. I relayed messages to him, and he has not apparently
contacted them.
In any case, he and his wife moved away leaving no phone number or
contact address, and I have told Credit Acceptance Corporation he no
longer lives here and that I have no contact information for him.
They will not stop calling.
If it happened to me, the next time I would say: "Sure I know where my son
lives, but I am not going to tell you!" Then I would say: "I am rolling in
wealth, but I am not going to pay the boy's debts!" Then, I would start
laughing. Big loud horse laughs, directly into the phone, over and over
again, loud raucous laughter, until they hung up.That might not stop the
calls. Then again you never know, they might decide its not worth the
effort.. And it would be lots of fun.
|
| |
| |
|
