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Bought car, can't get title, looking for advice please...



James Lynn
11/8/2004 7:30:03 PM


On 10-21 I purchased a 2000 model used car from a couple who said they
were moving overseas sometime in November. I paid the full amount in
cash. I got the registration signed and a bill of sale but not the
title, as they had bought the car with a bank loan and the bank held the
title. They assured me the bank would send them the title within a week
and I could have it then. It has been two and a half weeks since then
and I have not been able to contact these people at all, despite trying
on a daily basis. Both of their phone numbers were disconnected a week
ago. One number was a cell phone but I was able to find an address for
the other and visited the location. Nobody answered the door. Nobody
at the address on the car title, either. Last Thursday (11-4) I
contacted the DMV and they gave me the name of the bank that held the
title. I told the bank my story and they were able to contact these
people but would tell me nothing except that they were sending the title
to this person who had the car loan, so presumably they were the legal
owners, they used my money to pay off the loan, and they have, or soon
will have, possession of the title.
So the problem is, I still can't contact them! The bank promised to
send them my phone number (which they already had) but I have no
confidence that they will make any attempt to contact me. So I am stuck
here with a car sitting in my driveway that I cannot register because I
can't get the title. I don't know what to do and it's becoming a
*major* source of stress for me and my wife. Anyway, any suggestions or
ideas would be very much appreciated. Please don't bother telling me
I'm an idiot, that message has been pretty thoroughly pounded in
already.
Oh, yes, I live in Oregon.
Thank you.
-- James
(remove NOSPAM to reply privately)
 
 
"David Martel"
11/9/2004 1:54:56 PM


James,
I think your best bet is to wait until the title arrives in the mail. It
does sound as if the previous owners are doing what they promised but are
being slow. You can call your DMV and ask about the process of getting a new
title issued in your name without the old title.
Good luck,
Dave M.
 
 
James Lynn
11/9/2004 2:51:10 PM


In article <Q_3kd.9491$O11.918@newsread3.news.pas.earthlink.net>,
marte005@earthlink.net says...
James,
I think your best bet is to wait until the title arrives in the mail. It
does sound as if the previous owners are doing what they promised but are
being slow. You can call your DMV and ask about the process of getting a new
title issued in your name without the old title.
Good luck,
Dave M.
Well, I just talked to the DMV and was told because of the federal
odometer law, that the previous owner MUST sign the title over to me.
Otherwise there's no way I can register the car. None.
If these people take off overseas without signing the title over to me,
I'll have spent a lot of money on a permanently undriveable piece of
junk. And I have no way to contact them, and no way to know if they're
ever going to contact me.
This is a nightmare.
-- James
remove NOSPAM to reply privately.
 
 
"David Martel"
11/10/2004 12:39:53 AM


James,
Give them a few more weeks to send you the title. If no title arrives
then try checking out your State DMV's web site for the procedure to get a
title. You are not the first person to have "title" problems. Your DMV
probably has a "Title Manual" available for examination on the web and at
their local office. You're coming across as very distraught. If you don't
feel up to this call a local attorney. I bet any probate attorney knows how
to get a new title.
Good luck,
Dave M.
 
 
"Chas"
11/9/2004 5:55:30 PM


"David Martel" <marte005@earthlink.net> wrote
.....You're coming across as very distraught. If you don't feel up to this
call a local attorney. I bet any probate attorney knows how to get a new
title.
Easy peasy
Get an 'abandoned vehicle' title- you need a surety bond- probably no more
than $75 at the most. They take all the VIN stuff; you need good i.d. and
such, but you can get title in a day if you work it right.
The only reason an abandoned vehicle title would be questioned is if the
'owner' brought the question, so you're home free.
Chas
 
 
"S. O. Damocles"
11/9/2004 11:16:00 PM


Chas wrote:
"David Martel" <marte005@earthlink.net> wrote
Easy peasy
Bull#@($.
Get an 'abandoned vehicle' title-
Except that'd be a lie, and a felony to claim so.
you need a surety bond-
probably no more than $75 at the most.
More BULLSHIT from Chas. Title bonds must be
for 2x the value of the vehicle.
They take all the
VIN stuff; you need good i.d. and such, but you can get
title in a day if you work it right.
More crap Chas just pulled out of his festering ass.
The only reason an abandoned vehicle title would be
questioned is if the 'owner' brought the question, so
you're home free.
So, lie, commit a felony, and hope for the best, eh Chas
you simpering imbecile?
Chas
 
 
"S. O. Damocles"
11/9/2004 11:18:38 PM


James Lynn wrote:
On 10-21 I purchased a 2000 model used car from a couple
who said they were moving overseas sometime in November. I
paid the full amount in cash. I got the registration
signed and a bill of sale but not the title, as they had
bought the car with a bank loan and the bank held the
title.
Mistake #1 -- you should have acompanied them
to the bank to get the title.
They assured me the bank would send them the title
within a week and I could have it then. It has been two
and a half weeks since then and I have not been able to
contact these people at all, despite trying on a daily
basis. Both of their phone numbers were disconnected a
week ago. One number was a cell phone but I was able to
find an address for the other and visited the location.
Nobody answered the door. Nobody at the address on the car
title, either. Last Thursday (11-4) I contacted the DMV
and they gave me the name of the bank that held the title.
I told the bank my story and they were able to contact
these people but would tell me nothing except that they
were sending the title to this person who had the car loan,
so presumably they were the legal owners, they used my
money to pay off the loan, and they have, or soon will
have, possession of the title.
So the problem is, I still can't contact them! The bank
promised to send them my phone number (which they already
had) but I have no confidence that they will make any
attempt to contact me. So I am stuck here with a car
sitting in my driveway that I cannot register because I
can't get the title.
You should be able to get a temp tag with the Bill of Sale.
I don't know what to do and it's
becoming a *major* source of stress for me and my wife.
Anyway, any suggestions or ideas would be very much
appreciated. Please don't bother telling me I'm an idiot,
that message has been pretty thoroughly pounded in already.
Oh, yes, I live in Oregon.
Thank you.
-- James
(remove NOSPAM to reply privately)
 
 
"S. O. Damocles"
11/9/2004 11:22:32 PM


James Lynn wrote:
In article
<Q_3kd.9491$O11.918@newsread3.news.pas.earthlink.net>,
marte005@earthlink.net says...
Well, I just talked to the DMV and was told because of the
federal odometer law, that the previous owner MUST sign the title
over to me. Otherwise there's no way I can register the
car. None.
You could have, and should have, obtained a couple of signed,
notarized Powers of Attorney from the seller at the time of
the sale, and made any/all payments directly to the bank that
held the lien, with the mutual instructions that the Title be
sent directly to you. With the POA you could have then signed
for the seller anywhere it would have been necessary.
If these people take off overseas without signing the title
over to me,
Then it might be fraud.
I'll have spent a lot of money on a permanently undriveable
piece of junk.
Why did you buy junk?
You can obtain a Bonded Title if that happens, but it will cost
you some more $$.
And I have no way to contact them, and no way to
know if they're ever going to contact me.
Caveat Emptor.
This is a nightmare.
Of your own creation.
-- James
remove NOSPAM to reply privately.
 
 
Paul Robinson
11/12/2004 2:53:00 AM


James Lynn wrote:
On 10-21 I purchased a 2000 model used car from a couple who said they
were moving overseas sometime in November. I paid the full amount in
cash.
You're screwed.
I got the registration signed and a bill of sale but not the
title, as they had bought the car with a bank loan and the bank held the
title.
You're screwed. Either get title from them before paying or pay the
bank directly with the title sent to you.
They assured me the bank would send them the title within a week
and I could have it then.
You're screwed. If they don't pay the bank it can reposess. Unless you
can get your money back from them, you're SOL.
It has been two and a half weeks since then and I have not been able
to contact these people at all, despite trying on a daily basis.
Both of their phone numbers were disconnected a week ago.
You're screwed.
 
 
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