bank is demanding a copy of my drivers license?

bank is demanding a copy of my drivers license?

nymphetamine@mail.com	12/30/2004 8:16:55 AM
In order to open an account, the bank wants to copy my drivers license. Can I refuse?



"truckinsp"	12/30/2004 4:47:31 PM
In order to open an account, the bank wants to copy my drivers license. Can I refuse? Sure you can, and you can find another bank to open an account at......



"Richard"	12/30/2004 5:41:48 PM
nymphetamine@mail.com wrote: In order to open an account, the bank wants to copy my drivers license. Can I refuse? Always. For what purpose do they want that information? One bank I went to did a credit check on me before I even filled out one form. They wanted to know who I worked for. When they couldn't satisfy me with a proper answer, I walked out and never went back.



"Rob"	12/31/2004 12:09:43 AM
"Richard" <Anonymous@127.001> wrote in message news:cr23o501be8@news3.newsguy.com... nymphetamine@mail.com wrote: Always. For what purpose do they want that information? One bank I went to did a credit check on me before I even filled out one form. They wanted to know who I worked for. When they couldn't satisfy me with a proper answer, I walked out and never went back. if it's an interest bearing account they need your SSN too for tax purposes. i'm not certain, but I believe the ID check thing may have been something that was passed in the myriad of new anti-terrorist laws.



nymphetamine@mail.com	12/30/2004 6:22:10 PM
The thing is, I already opened the account, but my license was expired for a few days. So they said to bring in the new license when I get it. But I dont want to. Or if I do, I dont want them to photocopy it.



"Don Priebe"	12/31/2004 2:50:42 AM
but I believe the ID check thing may have been something that was passed in the myriad of new anti-terrorist laws. Section 326 of the Patriot Act. See http://www.aba.com/aba/pdf/InsResourceGuide.pdf



"Richard"	12/31/2004 9:55:59 PM
Don Priebe wrote: but I believe the ID check thing may have been something that was passed in the myriad of new anti-terrorist laws. Section 326 of the Patriot Act. See http://www.aba.com/aba/pdf/InsResourceGuide.pdf According to this document, banks only need to verify the identity of the account holder with some type of government issued item which conveys the required items. It does not state that banks maintain a copy of such information. Only to verify it. It can be compared to using a credit card and the cashier asks to see your driver's license.



"Charlie K"	1/1/2005 2:13:01 PM
The Patriot Act requirement's state it has to be an unexpired ID.

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