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Wachovia recently took over First Union Bank where I held a checking account. Whenever I ran out of checks, First Union would charge me about $10 for a book of 50 checks (including postage), whch seemed reasonable, as I live in the UK. Now that First Union has been bought up by Wachovia, I was stunned to find that Wachovia has charged me $57 for a new check book. What's more, the charge was made on 26 March and it'a now 29 April and I haven't received the check book. Do I have a legal right to a refund if I want one? Frankly, I'd rather find another way of paying people, if a book of checks is going to cost me $57! That kind of charge seems ludicrous and extortionate to me. Thanks, JA
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Wachovia recently took over First Union Bank where I held a checking account. Whenever I ran out of checks, First Union would charge me about $10 for a book of 50 checks (including postage), whch seemed reasonable, as I live in the UK. Now that First Union has been bought up by Wachovia, I was stunned to find that Wachovia has charged me $57 for a new check book. What's more, the charge was made on 26 March and it'a now 29 April and I haven't received the check book. Do I have a legal right to a refund if I want one? Frankly, I'd rather find another way of paying people, if a book of checks is going to cost me $57! That kind of charge seems ludicrous and extortionate to me.
Have you tried calling them and asking abou it? Have you tried asking them to cancel the charge? You might want to try that.
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Put the check book for sale on eBay; you'll get at least $100 for it, guaranteed.
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Jake, Wachovia merged with First Union in 2001. If you have questions about your account or it's charges a visit or a phone call might be in order. You may be able to find a toll-free number on their web-site. $57 for one "book" of checks seems odd. That's quite a high price and checks are usually sold in boxes containing multiple books. As Mr. Foad suggests, you may wish to try to cancel this order and then begin again. Good luck, Dave M.
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On Tue, 29 Apr 2008 11:13:31 +0100, JakeA <F-B-O@Dilligaf.co.uk> wrote:
Wachovia recently took over First Union Bank where I held a checking account. Whenever I ran out of checks, First Union would charge me about $10 for a book of 50 checks (including postage), whch seemed reasonable, as I live in the UK. Now that First Union has been bought up by Wachovia, I was stunned to find that Wachovia has charged me $57 for a new check book. What's more, the charge was made on 26 March and it'a now 29 April and I haven't received the check book. Do I have a legal right to a refund if I want one? Frankly, I'd rather find another way of paying people, if a book of checks is going to cost me $57! That kind of charge seems ludicrous and extortionate to me. Thanks, JA
Why are you doing business with a USA bank? I'd be calling the bank and telling them they either cancel the extortionate charge or they loose a customer. Furthermore, you could have the checks printed locally. Or print your own. It doesn't matter who prints the checks.
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On Tue, 29 Apr 2008 16:19:57 -0700, richard <i.do.not@ca.re> wrote:
On Tue, 29 Apr 2008 11:13:31 +0100, JakeA <F-B-O@Dilligaf.co.uk> wrote: Why are you doing business with a USA bank? I'd be calling the bank and telling them they either cancel the extortionate charge or they loose a customer. Furthermore, you could have the checks printed locally.
That would make more sense than ordering from the U.S.
Or print your own. It doesn't matter who prints the checks.
I think a special ink is used. Magnetic, or some such. This would make it's getting through proof a bit tricky. Also, a check printed at home would be permitted, so long as all the information is present, but getting someone to accept it might prove difficult. -- A: Maybe because some people are too annoyed by top-posting. Q: Why do I not get an answer to my question(s)? A: Because it messes up the order in which people normally read text. Q: Why is top-posting such a bad thing?
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On Tue, 29 Apr 2008 16:19:57 -0700, richard <i.do.not@ca.re> wrote:
Why are you doing business with a USA bank?
Because some of my customers paid me with US$ checks or money orders. Since I also like to be able to pay people in the US with a US$ check sometimes, it makes sense to hold a US bank account (as long as the charges are minimal).
I'd be calling the bank and telling them they either cancel the extortionate charge or they loose a customer.
Thanks - yes; that's basically what I did. I sent them a letter to that effect.
Furthermore, you could have the checks printed locally. Or print your own. It doesn't matter who prints the checks.
I wondered about that... I know that was the case in the past, but I thought perhaps a home-printed check might be rejected by modern banking machinery. Can anyone else shine any light on this? JA
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